Privacy Policy

Financial Risk Management deals with proprietary information that is often deemed strategic to a company or individual.

This is why we, at RiskServers SA, strive to ensure all the personal details you have entered, as well as positions, portfolios, prices, volatility levels, analysis setup, counterparty information and results are yours and only yours and can only be accessed by you !

For those who's internal security policies prohibit from entering data into a third party system, RiskServers provides standalone components that can be downloaded from our sites. For more information on standalone products please refer to the products section.

Account Sign-Up:

Your e-mail address will be used to identify and verify your account handle.
The account handle determines your personal data access, your Market and Credit Data access rights and your Group, if any, in order to share data.
These three identifiers determine your private realm access, your shared market and credit DataSource access and the Group (if any) to which you might belong.
Your email address is strictly confidential. It is against our policy to share or sell user information.

Your account details are encrypted directly in the database with AES 4096 and authenticated with a SHA256 hash.
This is far superior than current military high grade encryption security.
This means only those with a password can actually access and read your information in plaintext.

It is important to understand Your password is the weakest link in the entire security scheme.
We therefore recommend you use passwords that contain both numbers and extended character set.

How to Define Strong Passwords off-the-top of your head !

The best way to create reliable passwords is certainly not to memorize random passwords but rather to devise a series of simple rules to "pattern" out passphrases.

First, select a phrase or series of words that are meaningful to you so that they will be easy to remember !
Second you need to establish a series of pattern policies
For example, you can replace all:
space/blanks with, say, hyphen's, Zeros or other easy to remember characters.
You can always start-off with a simple scheme and complexify as you go along.
Choose either a mixed prefix and or suffix rule, such as adding a favorite combination of numbers and or letter either at the beginning or at the end or even better both!
Replace certain characters with letters or symbols and vice versa.
The best approach is to use two or three easy to remember characters: A good example would be to replace:
E with 3
o with 0 (Zero)
i with !
l with 1
t with 7, etc.
Your imagination is the only limit!
If you use simple schemes and build up as you feel more and more comfortable, you will rapidly be able to come up with passwords that are harder to break!

Account Sign-Up and Privacy:

When you sign-up for an account, we collect a minimum of information that can be used to identify you from other users.

All data stored on your computer or collected from your computer is always designed to either determine your licensing credentials or make your user experience smoother.

Privacy and Security ownership: You are the Owner of Your Data !

For you own security the unique keys used to identify your access rights are always the results of complex proprietary processing encrypted and authenticated with military grade AES 4096 bit key length ciphers and 256 or 512 bit key authentication schemes.

For your own peace of mind, these ciphers are designed so that you are the sole owner of your data.

This means that if we were required by law, your data would not be accessible to most, except those with unlimited cryptology resources.

This also means if you loose your keys and you cannot regenerate a password, there is absolutely no way we can recover your data for you so you will have to start over.

Anonymous e-mail address:

When you sign up for your account we ask you to have the courtesy of providing a legitimate e-mail address.

This address is only used as a token of your goodwill.
Our entire system is designed to protect user privacy and shield your personal data from others.
Your IP address is not linked to account information, except if you have triggered an alarm, which would mean you are not using your account for the purpose it was designed for.

We do not accept anonymous accounts because a very small portion of "users" abused the system. We do however recognize legitimate need to use these accounts, so we will accept your anonymous e-mail address, if you contact us via any separate channel (products, support, sales) and specifically identify yourself.

Accounts opened with anonymous e-email handles are usually disabled without any prior warning, except if you contact us through separate channels.

If you do not want to supply a proper e-mail address, you can still use our systems through the guest account.

Processed Information:

For your own comfort and piece of mind, we only require the minimum amount of information in order to create a unique account that can be processed according to your licensing credentials, your data access level and the workgroup(s) to which you might belong.

Your email address and personal details are considered strictly confidential information and will never be reviewed, except if your e-mail address has been scanned by the registration process as an anonymous e-mail address.

As such, we do not collect or harvest names, e-mail address, or any other information that could be used to identify you.
We never sell our customers' personal information or provide access or links to third parties.

Your browser includes features you can use to enhance the privacy and security of your personal information.

We strongly recommend you use them !

Some web sites publish their privacy policies according to the Platform for Privacy Preferences (P3P) standard.
For information on how to customize your browser based on this please refer to your browser manufacturer online help.

What Information Does My Browser Give to Web Site?

When your browser displays a web page—for example, each time you click a link or type a URL, or when a web page is displayed in an email message—it gives certain kinds of information to the site. This information may include (but is not limited to) your operating environment, your Internet address, and the page you're coming from.

Operating Environment

Our site is told something about your operating environment, such as your browser type and operating system. This helps the site present the page in the best way for your screen. For example, the site might learn that you use the Spanish version of Mozilla 1.2 on a Windows 7 computer.

Internet Address

Your browser must tell the site your Internet address (also known as the Internet Protocol, or IP address) so the site knows where to send the page you are requesting. The site can't present the page you want to see unless it knows your IP address.

Your IP address can be either temporary or fixed (static).

If you connect to the Internet through a standard modem that's attached to your phone line, then your Internet service provider (ISP) may assign you a temporary IP address each time you log on. You use the temporary IP address for the duration of your Internet session—for example, until you sign off or hang up your dial-up connection, or otherwise end your computer's live connection with the Internet. Each ISP has many IP addresses, and they assign the addresses at random to users.

If you have DSL, a cable modem, or a fiber-optic connection, you may have a fixed IP address that you use every time you connect.

Your IP address is not the same as your email address.

Referring Page

The site is also told which page you were reading when you clicked a link to see one of the site's pages.

This allows the site to know which site referred you. Or, as you traverse the site, it allows the site to know which of its pages you came from.

Cookies

When you log into your account a cryptographic key is issued. This key is placed into a cookie that is sent to your browser.

RiskServers uses your cookies to define your licensing credentials. We also use cookies to save your settings and preferences.

When you return to our site, your browser sends us back the list of cookies that were previously set.

When you are using the default cookie settings, this activity is invisible to you, and you won't even know if a site is setting a cookie or when your browser is sending a web site's cookie back.

You can change these settings so that you will be asked to accept a cookie before it is set.

How Does RiskServers Use Cookie Information?

Cookies allow RiskServers products to know your licensing level, your private data access and your market data access as well as the following settings regarding the default values that are used when a page is generated or information is missing:

Default Counterparty and Account Information: Is used when the Account information was not defined. Trade import, Credit Tag, Exposure, etc.
Default Portfolio: Is used when no Portfolio information was supplied during trade import and definition
Default Tag: Is used when the Tag information is missing. (Trade import, Internal Trades, etc.)
Default Bond DayCount: The default Bond DayCount convention is used to generate cash-flows, when Bond DayCount information is missing.
Default Money Market DayCount: The default Money Market DayCount convention is used to generate cash-flows, when DayCount information for the trade is missing.
Default Banking Holiday Calendar: The financial center is used to determine holidays in order to generated cash-flows based on valid business days.
Default Graph Color: The Graph Color is used to define the color of Graphics
Default Style: Is used when to define the overall page look and feel.

A Cookie is also used to filter trades.

For example, if you typically filter your trades by asset type, the application might use a cookie to remember what filter was used so that the application can select it for you the next time it is needed. This means you won't need to select it again, except if you decide to change it!

What Are Third-Party Cookies?

If your browser stores a site's cookie, it will return the cookie only to that particular site.
Your browser will not provide one site with cookies set by another.
Since a web site can only receive its own cookies, it can learn about your activities while you are at that site but not your activities in general while surfing the Web.

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